Apptegic Uses Big Data Analysis To Help Companies Retain And Upsell Their Customers

For SaaS companies, whose customers are usually signed up on recurring monthly billing cycles, the art of retaining customers is just as important as winning them over in the first place. In fact, it's probably more important, since customers aren't tied in to long-term deals. It's also a lot cheaper to retain a customer than to acquire a new one. So they need to better understand them and work harder to keep them coming back, which is where Apptegic comes in. The startup, which is being launched as part of TechCrunch Disrupt's Startup Battlefield, uses big data to provide detailed analytics that companies can use to better engage with their customers. To do so, Apptegic is introducing what it calls a "customer guidance system" (CGS) to identify trends among customer usage and to give them tools to message users in real time and suggest new features that they can use.

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Advice On How To Raise Self Esteem In Any Person | Millionaire ...

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How to raise self esteem is a topic that thousands of people everywhere of all ages are looking to learn how to do. Having high self esteem is very important for everyone, especially if you want to live a happy life.

Having low self esteem leaves people depresses and many struggle to get through every day because of the low opinion they have of who they are. That is no way for anyone to live and with the following advice you can easily begin increasing your own self esteem if this is something you deal with.

1. Live a positive life ? This is very hard for a lot of people do to, but it is very vital to building self esteem. You want to change the way you live your life and start doing some of the different things that will have an impact on your self esteem.

Exercising and eating correctly is important to rebuilding self esteem because this will make you feel better, healthier and maybe even feel stronger and when you feel good about yourself your self esteem will increase.

You also need to be sure that you do positive activities such as, reading self improvement books or other things that you believe would be useful for you to increase your self esteem effectively.

2. Change the way you think ? The way you think every day is going to have an influence on your self esteem. There are a more people than you know about that have negative thoughts all day long and this is one cause for low self esteem.

You need to totally change the way you think every day and begin thinking positive thoughts to help build your own self esteem. It is also a good idea to utilize positive affirmations because this is going to help you change the way your mind thinks on a daily basis.

The more positive your thinking and life is the more your self esteem is going to increase.

3. Surround yourself with positive people ? You may not realize it, but when you are around negative minded people, this is going to affect the way you think and feel. It is very important when you are trying to increase self esteem that you surround yourself with positive people so that you are influenced in a good way and not a bad one.

This is the effective advice about how to raise self esteem that any person can utilize. You are the only one that can increase your self esteem so be sure you use everything you can to make this positive change in your life so you can live the happy life you dream of.

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PFT: No progress between Rice, Ravens

Getty Images

The NFLPA recently produced a two-page assessment for players entitled ?The Economic Truth About The New NFL CBA.?

On Monday, in separate letters to all players and NFLPA-certified agents, NFLPA president Domonique Foxworth and outside counsel Jeffrey Kessler went into more detail regarding the gains made by players in the new labor deal.

Foxworth?s letter repeats the same bullet points from the two-page document, along with a fourth entry:? ?Elimination of two-days and reduced hitting in practices have provided an immediate benefit to players.?

Also citing the higher Injury Protection Benefit and improved medical standard, Foxworth writes that ?the new CBA was something that was worth fighting for.?

Kessler?s letter is far more detailed, outlining nine arguments aimed at countering ?anti-player critics? who have made ?grossly inaccurate? claims that ?demonstrate a fundamental misunderstanding? of the current CBA and its predecessor.

His points are accurate, even though some of the issues weren?t ever the subject of serious criticism.? For example, Kessler claims that critics believe the current deal is unfair because it reduced the players? share from ??nearly 60%? to an average of 47% during the course of the deal.?? Though we?re aware of no critics who have made that contention, Kessler?s response is accurate.? The prior percentage was applied after the NFL received $1 billion off the top in cost deductions.? The new percentage is much, much closer to a per-dollar formula.

Kessler also points out that the new CBA has minimum cash spending requirements.? Though he doesn?t mention that the per-team minimum of 89 percent doesn?t apply until 2013, he accurately points out that the league-wide minimum is 99 percent in 2011 and 2012, dropping to 95 percent in future years.

Kessler also touts the increase in guaranteed compensation, addresses the belief in some circles that the 55-percent share that goes to the players on national TV and media deal is nevertheless limited by a 47-percent share on all revenue, defends the rookie wage scale, explains that the NFLPA did not surrender group licensing rights to the NFL, and emphasizes the non-economic benefits of the new CBA (such as limited practices, the new Injury Protection Benefit, and other achievements).

Finally, Kessler tackles the contention from a ?select number of ?journalists?? that ?the new CBA is not much better than the proposal the owners made to the players in March of 2011,? calling that claim ?uninformed and wrong.?? He points out that the proposal offered a fixed cap with no upside, along with dramatically reduced TV revenues as of 2014, and that the March 2011 proposal lacked other key player-friendly terms that appeared in the final deal.

Kessler?s letter represents the first detailed effort to respond to criticism of the CBA, but at no point does he or Foxworth address the comments from owners like Robert Kraft that, under the current labor deal, the salary cap won?t increase significantly for the foreseeable future.? The comparisons by ?journalists? like Daniel Kaplan of SportsBusiness Journal and Greg Bedard of the Boston Globe (and, yes, me) of the final CBA to the March 2011 proposal arose directly from projections and calculations regarding the cap dollars under the final deal in comparison to the guaranteed cap dollars under the March 2011 proposal.? Until the claims from influential owners like Kraft and Bob McNair are addressed, Kessler?s letter can?t be regarded as complete, no matter how thorough it may otherwise appear to be.

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Video: Booker: tremendous amount of cleanup

A Second Take on Meeting the Press: From an up-close look at Rachel Maddow's sneakers to an in-depth look at Jon Krakauer's latest book ? it's all fair game in our "Meet the Press: Take Two" web extra. Log on Sundays to see David Gregory's post-show conversations with leading newsmakers, authors and roundtable guests. Videos are available on-demand by 12 p.m. ET on Sundays.

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Eclipse-Chaser Shares Thrill Of The Hunt

Out West Sunday, it will start getting dark earlier than normal, but just for a little while. A major solar eclipse, although not quite total, will spread across the skies in a 200-mile swath from Oregon into west Texas. Longtime Washington, D.C., meteorologist Bob Ryan has traveled the world chasing eclipses with his wife. He joins host Rachel Martin.

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News about News about Life and Society issue #1 | Blog4.RapiChat ...

Sorry, Readability was unable to parse this page for content.

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KITCHEN REMODEL | HOME AND GARDEN

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Every family needs differ when it comes to their cuisine. A number of large families need a large room full of two of each unit to prepare daily meals. They want the extra space may consist of two parts work together so that the family can prepare meals, cooking lively social life space. Other families may be smaller, and their needs can be met with a small kitchen scale, something even more comfortable for all their needs.
Budget
That the budget is large or small, there is usually a. Not all appliances, tile or cabinet at the upper end of the price spectrum. Shop around and compare prices on each item are the best ways to save money, if your budget is a limiting factor.
Space
Whether the kitchen is large or small, space can be maximized to fully serve the family. If the family is large, the advantage of two wells in different areas, depending on the configuration workstation. In a small kitchen, the focus should be on the best use of available space. This may involve all the way as speakers on the upper side of the ceiling to make the available storage space. This could mean creating an island space for dining table as a full size would not hold.

Needs
Each kitchen is equipped with a preparation area. A workspace triangle sink, refrigerator and stove to the sink in the middle for ease of use includes. There are also plenty of counter space for preparing meals. Space can be an unbroken stretch against the work surface to be, or it can be divided into smaller sections around the other areas.

Finally, it can be an exciting event to your renovated kitchen, but also scared.

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Fashion agenda: Fashion Rio, 20th Vienna Life Ball

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iPhone 5 Screen: Will Things Get Ugly?

Should Apple decide to increase the display size of the next version of its bestselling iPhone, it could present developers with new sets of both challenges and opportunities. Speculation about Apple boosting the screen found on the next edition of its smartphone isn't new, but it was renewed this week with a report predicting the new iPhone would have a display of at least four inches.

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Cost Effective Home Improvements | Donatello Club Card ? New ...

Making improvements to your home can improve its appearance and increase its resale value. Enhancements may also help you save cash down the road through decreasing power expenses should you intend to reside there for some time. Check out these going green ideas for more information on saving energy. This article talks about the improvements that add the most value to your home.

Amazingly, any time marketing a property, the surface physical appearance can easily increase sale price by 5-10% if a positive impression is made to the buyer. Fortunately, external appearance is one of the easiest improvements to make because it requires little money to begin. Ensure the lawn is trimmed and also without any ugly weeds growing. The driveway and walkways should be paved and should not have any visible cracks. Several flowers or plants over the path or perhaps inside the porch/patio location add a level of privacy and also calmness. These affordable changes are able to assist in luring the possible purchaser to buy your house.

A good paint job is probably the simplest way to improve the look and also the recognized worth of your house. The majority of purchasers have a hard time picturing a home with a clean layer of fresh paint. Unsightly cracks in the paint or perhaps poor color choices might lead the purchaser to abandon a house they?d otherwise adore. Painting is an extremely affordable way to boost the value of your home. When painting, try to keep a common color theme that flows through the house to give it a more natural feel.

Redecorating the kitchen and also the bathroom are usually a couple of areas it is tough to go wrong. Despite the fact that these kinds of jobs will get costly, you will acquire 50-100% of the expenses back when your home is sold. Remodeling is no small task and should only be considered if you plan on enjoying the improvements and staying in the home for a while. If you are trying to sell immediately, leave these rooms alone unless they are in poor shape and turning away buyers.

Being environmentally friendly as well as producing power effective enhancements to your house may bring large savings to your pocket book as well as assist environmental surroundings too! For more information, be sure to read about all of the advantages of going green. Swap to CFL lights as opposed to the common incandescent light bulbs and you?ll start to see the financial savings within your electric bill right away. Another popular home improvement is upgrading the heating/air conditioning system to a more energy efficient one. With regards to the performance of one?s existing system, replacing the heating/cooling unit can bring massive financial savings. The savings will be even more noticeable with large houses. To find out how much these types of improvements cost check out the cost of going green.

Details are available at going?green facts

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Pot groups hope Ore. race sends feds a message (The Arizona Republic)

Share With Friends: | | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

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Conservative PACs outpacing Liberal ones (Powerlineblog)

Share With Friends: | | Politics - Top Stories News, News Feeds and News via Feedzilla.

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Mark Zuckerberg's Newest Facebook Status: I'm a Real Billionaire, You Bitches [Image Cache]

In case you just woke from a coma at the center of the earth's core, Facebook's IPO blasts off today. And here's a casually obnoxious reminder from Mark Zuckerberg, who has something to do with this, if you weren't sure. More »

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Fred ?Demon Sheep? Davis?: The man behind the Wright ads

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New battle over debt limit inevitable?

(CBS News) WASHINGTON - Republican leaders are laying down a new challenge to President Obama and Democrats over tax cuts and the national debt.

That could mean another ugly confrontation is coming, just in time for the November election.

The two parties are still fighting over the fallout from the last debt debate.

And now, House Speaker John Boehner (R, Ohio) is drawing a new line in the sand, making another showdown over the debt almost inevitable.

Boehner issued the warning Tuesday, declaring, "We shouldn't dread the debt limit. (As a) matter of fact, I think we should welcome it."

Boehner sets up another debt limit fight

Boehner says Republicans won't allow another increase in the nation's debt limit unless it's offset by spending cuts, and no tax increases.

"Allowing America to default on its debt would be irresponsible," he said.

The nation's debt has nearly tripled in the past decade, and now stands at $15.6 trillion.

Treasury Secretary Timothy Geithner has predicted the U.S. will hit its current borrowing limit of $16.4 trillion by the end of the year.

Congress will have to raise that limit to avoid a damaging default on the nation's debt payments.

On the campaign trail, Mitt Romney echoed Boehner's hard line, saying, "Washington has been spending too much money, and our new president made things worse."

This is the second time Republicans are demanding deep cuts in exchange for their vote to raise the debt limit.

Last summer, a "grand bargain" between Speaker Boehner and the president to cut trillions from the debt fell apart. After weeks of bitter fighting, the two parties passed a bill to prevent default, but still triggered a downgrade of U.S. credit.

Democrats argue Boehner's latest comments don't bode well for compromise this time.

"The American people have had enough of this brinkmanship. They want us to get things done," says Senate Majority Leader Harry Reid (D, Nev.)

Virginia's Mark Warner, a Democrat, is part of a bipartisan group that's trying to build support from both sides for a mix of entitlement reforms, spending cuts, and new revenue from taxes.

"I spend a lot of time talking with my colleagues who know in their gut we've gotta do this," Warner says.

Former President Clinton spoke at the same economic forum as Boehner Tuesday and said he's optimistic that, after the November elections, the two sides will have more incentives to compromise on the debt limit lid.

To see the Nancy Cordes report, click on the video in the player above.

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Donovan: Refinancing Proposals Would Benefit Economy ...

Topic: Real Estate, Mortgage
Industries: Real Estate
Tags: Real Estate, Mortgage, Home, House, Refinance, Economy
Publication: Mortgage News Daily
Date: May 11, 2012

In a press briefing held in advance of President Obama?s appearance in Reno, Nevada, Housing and Urban Development (HUD) Secretary Shawn Donovan gave a preview of the home refinancing aspects of the President?s ?To Do List? for Congress which he will be discussing further this afternoon.? Donovan also provided updates on the results of last fall?s executive refinancing initiatives.

Donovan said that last October, ?the President had included proposals to increase refinancing in the jobs plan he submitted to Congress.? Ordinarily, the Secretary said, the economy would be receiving an enormous boost from the record low interest rates so refinancing is a critical step in realizing this.? When Congress did not act on the jobs bill the President asked administration officials to identify what could be done without Congressional action to remove barrier to refinancing.? Within six weeks, Donovan said, five barriers were identified and the administration moved to remove or mitigate them.

The result has been a 50 percent increase in refinancing applications, roughly one in three of which is for a HARP loan, up from one in ten a year ago.? The increase has been even greater in areas hardest hit by price declines and foreclosures.? According to data from the Mortgage Bankers Association, refinancing applications are up 240 percent in Nevada, 180 percent in Arizona, and 125 percent in Florida and informal surveys suggest that two of every three refinancing applications in the hardest hit states are for HARP loans.

In January?s State of the Union Address the President laid out the final steps aimed at those borrowers who are doing everything right but still cannot refinance and this week there were three bills introduced in Congress to implement the rest of the President?s program.? The first, introduced by Senators Menendez and Boxer, would remove the barriers remaining for some 12 million borrowers with government-backed mortgages.? The legislation would help borrowers with second liens, cut red tape and costs such as eliminating manual appraisals, and would increase competition.

Full Story

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Panasonic, Sony purportedly entering into OLED TV team-up, torrid love affair

Sony might not have taken long to find a new date in the TV scene after breaking up with Samsung late last year: if you believe Nikkei, Panasonic is the belle of the ball. The two Japanese firms are reportedly hoping to speed up the development of cheap, mass-produced OLED TVs by sharing each other's design techniques, including a Panasonic method for printing OLEDs on a scale that lets the company avoid $9,000 price tags. Neither Panasonic nor Sony has confirmed the talks, of course, and there's no guarantee a partnership will emerge even if it truly gets hot and heavy. Still, if real, we'll be on the lookout for a PanaSony OLED TV at CES in the future.

Panasonic, Sony purportedly entering into OLED TV team-up, torrid love affair originally appeared on Engadget on Mon, 14 May 2012 17:51:00 EDT. Please see our terms for use of feeds.

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State of the Mobile Nations Survey: Phone buying habits

Help Us Help You! In our ongoing quest to better serve our community, we want to gain a better understanding into your phone buying habits. Are you buying your next phone in store or online? On contract, off contract or pay as you go? Those are the kinds of questions we're asking on this one.

The survey will only take you two minutes or less. Thanks!

• Take the Survey!

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Fry's stocks unlocked Nokia N9, is slightly misinformed about its specs

Sure, Nokia's Lumia 900 and 808 PureView may have garnered much of the spotlight lately, but lest we forgot about its flagship MeeGo handset. If you've been anxiously hoping to somehow score an unlocked N9 in the US sans gray-market importers, apparently Fry's Electronics has you covered. Phone News spotted a listing for the phone in the store's latest weekly ad -- although upon closer inspection, it appears that the retailer isn't too sure about its actual specs. Aside from describing the 3.9-inch slab of polycarbonate as a 4.3-inch device, it's also flubbed on the OS, calling it "Mego." Perhaps the most interesting error, however, is that the handset's ClearBlack AMOLED display is listed as Super AMOLED -- Samsung's competing technology. Assuming these are merely copy errors, you'll be able to pick one up for a spendy $600. Hit up the source link below to view the full ad.

Fry's stocks unlocked Nokia N9, is slightly misinformed about its specs originally appeared on Engadget on Sun, 13 May 2012 02:16:00 EDT. Please see our terms for use of feeds.

Permalink Phone News  |  Fry's  | Email this | Comments

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